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| Short Term Income Protection |
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| Long Term Income Protection Insurance |
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Should you lose your ability to work and earn sufficient income you would still require funds to meet your normal living expenses. The Income Protection Insurance cover taken out should be at least equal to the after tax income that you would need each month to meet your commitments. Benefits normally commence after an initial 'waiting' period of 1-12 months (set at outset by you) and continue until you reach your retirement age, or until you return to work (whichever occurs first). Permanent Health Insurance (PHI) is the best way of providing this replacement income and is an essential for those whose employers do not provide it, or anyone who is self employed.
In the UK 2 million + people of working age have been off work for 6 months or more and 60% + of those have been claiming state benefits for more than 3 years. UKinsuranceNET can arrange Income Protection designed to ensure that financial commitments can be met should illness or injury make work impossible. Income Insurance provides financial security through regular benefit payments.
If you have read this far then you have probably already decided that salary protection is a good idea so why choose UKinsuranceNET?
UKinsuranceNET are specialist insurance brokers in this type of income replacement cover and we deal with all of the major UK insurance companies and underwriters. We are not tied to any one insurer and so we are able to arrange cost effective protection for you without compromising quality. Speak to one of our highly experienced consultants today on 0844 875 55 33 or fill out our online quote request form and one of our advisors will contact you.